Finance Fundamentals: Managing the Household Balance Sheet

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Start Date TBA
Finance Fundamentals: Managing the Household Balance Sheet

Course Details

Cost

FREE,
Add a Verified Certificate for $69

Upcoming Schedule

  • TBA

Course Provider

FutureLearn online courses
At FutureLearn, we want to inspire learning for life. We offer a diverse selection of free, high quality online courses from some of the world’s leading universities and other outstanding cultural institutions. Our aim is to connect learners from all over the globe with high quality educators, and with each other. We believe learning should be an enjoyable, social experience, with plenty of opportunities to discuss what you’ve studied, in order to make fresh discoveries and form new ideas....
At FutureLearn, we want to inspire learning for life. We offer a diverse selection of free, high quality online courses from some of the world’s leading universities and other outstanding cultural institutions. Our aim is to connect learners from all over the globe with high quality educators, and with each other. We believe learning should be an enjoyable, social experience, with plenty of opportunities to discuss what you’ve studied, in order to make fresh discoveries and form new ideas. Courses are delivered one step at a time, and are accessible on mobile, tablet and desktop, so you can fit learning around your life, rather than your life around learning. We are a private company wholly owned by The Open University, with the benefit of over 40 years of their experience in distance learning and online education. Our partners include over 20 of the best UK and international universities, as well as institutions with a huge archive of cultural and educational material, including the British Council, the British Library, and the British Museum.

Provider Subject Specialization
Humanities
Sciences & Technology
136 reviews

Course Description

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Finance Fundamentals: Managing the Household Balance Sheet starts by looking at borrowing and debts. We get to grips with the factors that drive interest levels. We look at the differences between ‘good’ debts and ‘bad’ debts and at the way lenders credit score those seeking to borrow money.

We then move on to examine the array of investments that people can hold – including savings accounts, bonds, shares and holdings in funds. We look at the determinants of investment returns and at the historical evidence about which are the best investments. We also look at how investments are taxed.

Housing is the next topic. We look at the costs of buying and selling property and at the rationale for owning property and the risks involved. This involves understanding the mortgage products that are used to buy property.

The course finishes at examining one very crucial investment: the investment in our pension fund to support use in retir...

##

Finance Fundamentals: Managing the Household Balance Sheet starts by looking at borrowing and debts. We get to grips with the factors that drive interest levels. We look at the differences between ‘good’ debts and ‘bad’ debts and at the way lenders credit score those seeking to borrow money.

We then move on to examine the array of investments that people can hold – including savings accounts, bonds, shares and holdings in funds. We look at the determinants of investment returns and at the historical evidence about which are the best investments. We also look at how investments are taxed.

Housing is the next topic. We look at the costs of buying and selling property and at the rationale for owning property and the risks involved. This involves understanding the mortgage products that are used to buy property.

The course finishes at examining one very crucial investment: the investment in our pension fund to support use in retirement. We examine how occupational or personal pensions are needed to top up the pension provided by the state and at how to determine how much income you will need in retirement. We also look at the impact of the recent reforms to pensions in the UK.

The facilitated 4-week course is up-to-date and uses an array of audio-visual assets to help you through the subject matter.

Develop fundamental business and finance skills

This course has been developed by The Open University Business School – a pioneering institution that is triple accredited by AMBA, EQUIS and AACSB.

It is one of eight from The Open University, designed to help you gain fundamental business and financial skills, including communication, networking, relationship building, project management, personal financial planning and management, investment and financial services.

You can complete this course as part of one of these two programs:

Finance Fundamentals: four courses, which will give you valuable skills to manage finances at home and at work, and enable you to earn a FutureLearn Award.

Business and Finance Fundamentals: eight courses; holders of FutureLearn Certificates of Achievement for all eight courses can earn 30 UK credits towards The Open University Business School’s BA in Business Management by passing a linked Open University assessment module (requiring separate OU registration and fee).

The True Potential Centre for the Public Understanding of Finance (True Potential PUFin)

This course has been adapted from original material created by The Open University’s True Potential Centre for the Public Understanding of Finance, and was made possible thanks to the generous support of True Potential LLP.

For further information about registration, the final assessment course, your eligibility and the BA in Business Management, visit the Open University website. The Open University does not operate in Cuba, Iran, North Korea, Sudan and Syria. This means that Learners based in those countries will not be able to convert their participation in this Program to Open University course credits.

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